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15 year
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15 year
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Siding Financing Plans and Financing Options
Certitude offers 3 payment plans for siding. Pay in full or choose between 2-year and 15-year month-to-month payment plans. At $0 down and 0% interest, our 2-year plan is a popular choice when payment in full is not possible. Caught off guard by your siding project? Don’t break the bank. We offer affordable 15-year financing for siding projects.
Payments For New Siding
Pay for your new siding with cash, check or credit card. Want to take out a home equity line of credit? Fine with us! Although there is no right or wrong way of paying, financing plans ease the stress associated with one lump-sum payment. Here at Certitude, we’ll accept your month-to-month payment in whatever form is easiest for you.
Pros of Financing a Siding Project
We all know and love the one house on the block in desperate need of new siding. With Certitude’s siding finance plans, you’ll get an instant boost in curb appeal without the sticker shock. Siding is an important aspect of protecting your home from water and foundation damage. With affordable payment plans, there’s no reason to wait!
Benefits of New Siding Installation:
- Better Curb Appeal:Did you know, your home’s aesthetics not only affect your resale value but the entire neighborhood? The National Association of Realtors conducted a study and 99% of members believe curb appeal attracts buyers. Even 94% of realtors suggest a siding upgrade before resale.
- Better Insulation, Lower Energy Bills:Siding acts as a barrier to your home’s insulation. Over time, siding becomes less effective from being subject to weather. Keep cold or hot air exactly where you want it during PA’s 4 seasons.
- Foundation Protection:Avoid water damage, moisture instruction, rot and mold. Aged and insufficient siding isn’t doing your foundation any favors
- High ROI:You need great siding to protect your home. Your investment is worth it! The return on investment for vinyl siding is 82% and for fiber cement siding, 86% according to NAR.
How to finance new siding with bad credit in PA
Certitude has payment plans for Pennsylvania clients with good and bad credit scores. Some customers choose to finance siding with home improvement credit cards, unsecured loans or government-funded home improvement loans.
Because Certitude offers $0 down, 0% interest plans, many clients choose to finance through Certitude.
Average Costs for Siding in Southeast, PA
Siding costs are determined by your home’s square footage, roof type and the siding material chosen. In Southeastern, Pennsylvania, vinyl siding costs $8 - $12 per square foot, while James Hardie siding costs $13 - $21 per square foot.
Average Vinyl Siding Cost Per Square Foot
The average vinyl siding replacement cost is between $8,615 - $25,480 for the median-sized home in the U.S. The following table is based on vinyl siding and considers suburban Pennsylvania home square footage and stories.
| Square Footage | 1 Story | 2 Story | 3 Story |
|---|---|---|---|
| 0 - 1,0000 sq ft | $10,119 - $15,179 | $20,239 - $30,358 | $30,358 - $45,537 |
| 1000 - 1500 sq ft | $12,394 - $18,590 | $24,787 - $37,181 | $37,181 - $55,771 |
| 1500 - 2,000 sq ft | $14,311 - $21,466 | $28,622 - $42,933 | $42,933 - $64,399 |
| 2000 - 2,500 sq ft | $16,000 - $24,000 | $32,000 - $48,000 | $48,000 - $72,000 |
| 2500 - 3,000 sq ft | $17,527 - $26,291 | $35,054 - $52,581 | $52,581 - $78,872 |
| 3000 - 3,500 sq ft | $18,931 - $28,397 | $37,863 - $56,794 | $56,794 - $85,192 |
| 3500 - 4,000 sq ft | $20,239 - $30,358 | $40,477 - $60,716 | $60, 716 - $91,074 |
| 4000 - 4,500 sq ft | $21,466 - $32,199 | $42,933 - $64,399 | $64,399 - $96,598 |
| 4500 - 5,000 sq ft | $22,627 - $33,941 | $45,255 - $67,882 | $67,882 - $101,823 |
| 5000 - 5,500 sq ft | $23,732 - $35,598 | $47,464 - $71,196 | $71,196 - $106,793 |
Siding Estimates in Pennsylvania's Cities
| City | Average sq. Foot of Home | Average Cost Vinyl | Average Cost James Hardie | Monthly Payments (2-Year Loan) | Monthly Payments (15-Year Loan) |
|---|---|---|---|---|---|
| Malvern | 2,529 sq. ft | $16,000 - $24,000 | $26,000 - $42,000 | $666.67 - $1,750.00 | $143.72 - $377.27 |
| West Chester | 2,251 sq. ft | $14,311 - $21,466 | $23,255 - $37,566 | $596.29 - $1,565.25 | $128.55 - $337.44 |
| Wayne | 2,267 sq. ft | $14,311 - $21,466 | $23,255 - $37,566 | $596.29 - $1,565.25 | $128.55 - $337.44 |
| Frazer | 2,043 sq. ft | $14,311 - $21,466 | $23,255 - $37,566 | $596.29 - $1,565.25 | $128.55 - $337.44 |
| Paoli | 2,882 sq. ft | $17,527 - $26,291 | $28,482 - $46,009 | $730.29 - $1,917.04 | $157.44 - $413.28 |
| Phoenixville | 1,900 sq. ft | $14,311 - $21,466 | $23,255 - $37,566 | $596.29 - $1,565.25 | $128.55 - $337.44 |
| Downingtown | 2,597 sq. ft | $16,000 - $24,000 | $26,000 - $42,000 | $666.67 - $1,750.00 | $143.72 - $377.27 |
| Exton | 2,565 sq. ft | $16,000 - $24,000 | $26,000 - $42,000 | $666.67 - $1,750.00 | $143.72 - $377.27 |
| Havertown | 1,883 sq. ft | $14,311 - $21,466 | $23,255 - $37,566 | $596.29 - $1,565.25 | $128.55 - $337.44 |
| Berwyn | 3,367 sq. ft | $18,931 - $28,397 | $30,764 - $49,695 | $788.79 - $2,070.63 | $170.05 - $446.39 |
Common Siding Financing Questions
Can I get new siding installation with bad credit in PA?
Yes! Certitude offers several payment plans for your convenience.
What is the ROI on new siding?
According to the NARI impact report, fiber cement siding recovered 86 percent of the cost spent and vinyl siding recovered 82 percent.
Does siding protect my home?
Yes! Your siding and roof protect your interior from rain, snow, extreme heat, bone-chilling temperatures and more.
What color siding is best for resale value?
Generally, neutral colors like shades of white, beige, taupe and grays lead to faster resale.